Fixed Income Investment
Fixed Income Investments provide a reliable and predictable source of income while preserving your capital. They are ideal for investors seeking stability, regular interest income, and lower investment risk.
Reliable Income Strategy
Fixed Income Investments are designed for investors who prefer steady returns over market-linked volatility. These investments help generate regular income while providing capital protection, making them suitable for conservative investors, retirees, and individuals seeking financial stability.
One of the most trusted fixed-income investment options is the Floating Rate Savings Bonds 2020 (Taxable), issued by the Reserve Bank of India (RBI) on behalf of the Government of India.
Why Choose Fixed Income Investments?
Stable Returns
Earn regular interest income with investments backed by reliable financial institutions.
Low Investment Risk
Fixed income products provide greater stability compared to equity investments, making them suitable for conservative investors.
Capital Protection
Preserve your investment while generating predictable returns throughout the investment tenure.
Government Security
Government-backed bonds offer a high level of confidence and financial security.
Floating Rate Savings Bonds 2020
| Particular | Details |
|---|---|
| Issuer | Reserve Bank of India on behalf of the Government of India |
| Bond Name | Floating Rate Savings Bonds 2020 (Taxable) |
| Face Value | ₹1,000 per Bond |
| Minimum Investment | ₹1,000 and multiples of ₹1,000 |
| Maximum Investment | No Maximum Limit |
| Tenure | 7 Years |
| Interest Payment | Half-Yearly (1st January & 1st July) |
| Transferability | Non-transferable. No secondary market exit. |
| Tax Treatment | Interest earned is taxable and TDS will be deducted according to the applicable Income Tax rules. |
| Eligible Investors | Resident Indian Individuals (including Minors) and Hindu Undivided Families (HUFs). |
KYC Documents Required
- Self-attested PAN Card
- Self-attested Address Proof
- Self-attested Cancelled Cheque of the First Holder
Suitable For
- Conservative Investors
- Retirement Planning
- Regular Income Seekers
- Long-Term Capital Preservation
- Government-backed Investment Preference
Secure Your Future with Fixed Income Investments
Speak with our financial advisors to explore government-backed fixed income investment options that provide stability, predictable returns, and long-term financial security.
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